Leaving legacy behind: a safer path to core banking modernisation

Banking technology

Legacy cores quietly bleed value through manual workarounds, slow product change, fragmented data, and growing compliance risk.
This article covers five key ways legacy becomes a constraint, the signals it’s time to modernise or replace, and the practical risks (data migration, product mapping, adoption, security) that need to be managed. Most importantly, there are safer paths forward, including the ‘Nimo wrap-around’.

Top five themes driving digital transformation in 2025

Digital Transformation

Looking back on 2025, one thing is clear: whether you’re a bank, a mutual, a non-bank lender or a fintech, our industry was shaped by sharper competition, tighter margins, rising customer expectations, and an undeniable urgency to modernise. While every financial services provider faces its own specific challenges, there are common themes across them, especially around digital transformation.

Keep assessments progressing with AI Agent Auto Caller

AI Agent Auto Caller functionality

It’s a common story: loan applications stall because you can’t reach a customer. Assessments sit in limbo waiting for one or two critical confirmations. It cascades into longer cycle times, higher operational effort, and more back and forth with customers, brokers and internal teams. Nimo’s Auto Caller (AI telephony) gives you a way to progress […]

Did you know Nimo handles the complex deals others can’t?

Can your current origination system handle a home loan spanning 8 properties, 12 loans, and 4 security groups, or asset finance with multiple securities? For many lenders, that level of complexity exposes the limits of legacy systems. But for Nimo, it’s all in a day’s work. Our platform was purpose-built to support advanced lending structures, including […]

Nimo’s embedded AI agents : A simpler solution

AI is undeniably a hot topic in fintech today, with banks and financial institutions eager to leverage its power to enhance customer service and streamline internal operations. However, with so many AI solutions available, it’s not always clear which is the right fit or how to make the most of the technology. AI Agents; a […]

Positive tension : the hidden driver of innovation

In our work with lenders, we often see technology partners asking for requirements, delivering them and moving on.  On the surface, it’s logical to think that delivering exactly what’s been asked for is delivering a premium service. At Nimo we’ve found over time and with many dealings with our clients that this isn’t always the […]