Insights

Insights and industry perspectives from Nimo

Insights shaping digital banking and lending

Leaving legacy behind: a safer path to core banking modernisation

Legacy cores quietly bleed value through manual workarounds, slow product change, fragmented data, and growing compliance risk. This article covers five key ways legacy becomes a constraint, the signals it’s…

Top five themes driving digital transformation in 2025

Looking back on 2025, one thing is clear: whether you’re a bank, a mutual, a non-bank lender or a fintech, our industry was shaped by sharper competition, tighter margins, rising…

Out-of-the-box SaaS for banking: separating myth from reality

At Nimo, OOTB means you can innovate with new technology and bring products to market digitally without a single line of code. It gives you the flexibility to adapt and…

Progress is a journey not a checkbox – Digital Financial Services Summit

One question kept coming up across all these global disruptions: What makes them succeed or fail? What helps, and what hinders? What gets in the way and what lifts a…

From wheels to intelligence: my wrap up of the Digital Banking Summit 2025

With $1 billion spent globally every day on AI — and a quarter of the world’s R&D dollars funneled into it — we’re witnessing a shift that’s impossible to ignore….

Positive tension : the hidden driver of innovation

In our work with lenders, we often see technology partners asking for requirements, delivering them and moving on. On the surface, it’s logical to think that delivering exactly what’s been…

AI Agents vs Automated SaaS

The Battle for the Future of Lending Digitalisation At Nimo, we take a practical and open-minded approach to AI. We’ve tested its role in lending automation across different workflows, some…

5 things to consider when digitally transforming your lending

COVID-19 sped up digital transformation around the world. Businesses that had put-off adopting digital technologies pre-2020, scrambled to find new ways of operating, and had a crash course of trial…

3 ways to build a lending platform and what to look out for

There’s not always clear insight into what’s involved in digital lending transformation. We’ve shed some light on the three ways to build a lending platform, and what they involve….

How the lending market is digitalising revenue-generating opportunities

Thinking about digitalising lending processes? Start your journey here. Today, there’s an increased need for innovation in the lending market. Constantly shifting and changing market conditions, increasing competition amongst lenders,…