From lens to blueprint: how mutual banks and credit unions build a banking ecosystem strategy
The first article of this series covered the what and why of using a banking ecosystem as a lens for navigating interconnected complexity. This article is about how to execute.
Podcast: Breaking into mutual banks
Peter Jones joined Dexter Cousins on the Fintech Chatter podcast to talk about building Nimo including what it takes to meet banks and lenders’ expectations.
Banking ecosystem thinking: a new lens for digital transformation
I have spent a lot of time in conversations with leaders across banks and lenders over the past few years, and what strikes me most is not any single challenge. It’s the combination.
How modern core banking systems help lenders better support customers
We often talk about legacy core banking systems as technology that has become restrictive, expensive, and hard to evolve. It’s true, but it doesn’t capture the whole story.
Leaving legacy behind: a safer path to core banking modernisation
Legacy cores quietly bleed value through manual workarounds, slow product change, fragmented data, and growing compliance risk.
This article covers five key ways legacy becomes a constraint, the signals it’s time to modernise or replace, and the practical risks (data migration, product mapping, adoption, security) that need to be managed. Most importantly, there are safer paths forward, including the ‘Nimo wrap-around’.
Top five themes driving digital transformation in 2025
Looking back on 2025, one thing is clear: whether you’re a bank, a mutual, a non-bank lender or a fintech, our industry was shaped by sharper competition, tighter margins, rising customer expectations, and an undeniable urgency to modernise. While every financial services provider faces its own specific challenges, there are common themes across them, especially around digital transformation.