Startup lender from concept to national launch in just 12 months

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About the lender

This non-bank lender set out to disrupt the market with a new to market complex lending product. Without the infrastructure of a traditional bank, they needed a nimble, enterprise-grade platform that could adapt to unique lending logic, integrate seamlessly with partners, and support aggressive growth targets from day one.

The challenge

Launching a digital lending business from scratch required more than a standard SaaS offering. The organisation needed a partner who could move at speed, tailor workflows to suit a specialised product, and build a scalable foundation for long-term growth. Time-to-market was critical and any delays risked undermining investor confidence and first-mover advantage.

The solution

Nimo delivered a highly configurable out-of-the-box platform that was rapidly adapted to suit the lender’s unique product requirements. This included delivering same-day enquiry-to-settlement capabilities, a fully digital origination process, and seamless integrations with third-party services including core banking. Nimo has remained a trusted partner since launch, supporting continuous platform evolution, strategic enhancements, and scalable growth.

Results

Exceptional outcomes delivered:

  • 5x increase – In settlement value year on year
  • 170% uplift – In settlements year on year
  • Same-day loan cycle – Implemented for flagship product
  • Fast-track delivery – From idea to live platform in just 12 months
  • Ongoing delivery – Continuous improvements powering sustained year-on-year growth

What the lender said

“Huge thanks to our incredible partners at Nimo who worked hard to deliver a platform that enables same-day enquiry to settlement — something critical to our flagship product.”

“We couldn’t have launched as quickly or as confidently without Nimo’s deep expertise and agile support. We’re excited to continue building what’s next together.”