Leaving legacy behind: a safer path to core banking modernisation

Legacy cores quietly bleed value through manual workarounds, slow product change, fragmented data, and growing compliance risk.
This article covers five key ways legacy becomes a constraint, the signals it’s time to modernise or replace, and the practical risks (data migration, product mapping, adoption, security) that need to be managed. Most importantly, there are safer paths forward, including the ‘Nimo wrap-around’.
Top five themes driving digital transformation in 2025

Looking back on 2025, one thing is clear: whether you’re a bank, a mutual, a non-bank lender or a fintech, our industry was shaped by sharper competition, tighter margins, rising customer expectations, and an undeniable urgency to modernise. While every financial services provider faces its own specific challenges, there are common themes across them, especially around digital transformation.
A race to the finish line – my first COBA

As Gold Sponsors for the 4th year running, we needed a concept that would stop people in their tracks. At Nimo, we don’t take these challenges lightly.
Keep assessments progressing with AI Agent Auto Caller

It’s a common story: loan applications stall because you can’t reach a customer. Assessments sit in limbo waiting for one or two critical confirmations. It cascades into longer cycle times, higher operational effort, and more back and forth with customers, brokers and internal teams. Nimo’s Auto Caller (AI telephony) gives you a way to progress […]
Leann Jones named fintech and banking leader of the year

We are proud to share that our CEO, Leann Jones, has been named Fintech and Banking Leader of the Year at the 10th annual FinTech and Banking Awards, hosted by Australian FinTech.
Celebrating our win at the 2025 Proptech Awards!

We are incredibly proud to share that Nimo was recognised at the 2025 Proptech Awards!
Did you know Nimo handles the complex deals others can’t?
Can your current origination system handle a home loan spanning 8 properties, 12 loans, and 4 security groups, or asset finance with multiple securities? For many lenders, that level of complexity exposes the limits of legacy systems. But for Nimo, it’s all in a day’s work. Our platform was purpose-built to support advanced lending structures, including […]
Nimo appoints new Chief Technology Officer to support next stage of growth

We’re thrilled to announce the appointment of Chris Brown as Nimo’s new Chief Technology Officer.
Nimo named finalist in the 2025 finnies and Proptech awards
By embedding essential services directly into our platform, we eliminate the need for separate subscriptions, saving you time and money.
Lower your total cost of ownership with Nimo
By embedding essential services directly into our platform, we eliminate the need for separate subscriptions, saving you time and money.
Nimo’s embedded AI agents : A simpler solution
AI is undeniably a hot topic in fintech today, with banks and financial institutions eager to leverage its power to enhance customer service and streamline internal operations. However, with so many AI solutions available, it’s not always clear which is the right fit or how to make the most of the technology. AI Agents; a […]
Positive tension : the hidden driver of innovation
In our work with lenders, we often see technology partners asking for requirements, delivering them and moving on. On the surface, it’s logical to think that delivering exactly what’s been asked for is delivering a premium service. At Nimo we’ve found over time and with many dealings with our clients that this isn’t always the […]
3 ways to build a lending platform and what to look out for
There’s not always clear insight into what’s involved in digital lending transformation. We’ve shed some light on the three ways to build a lending platform, and what they involve.