Digital lending made simple

Digital lending made simple

Why choose Nimo?

With Nimo you get a partner who understands and specialises in the mutual banking and credit union sector in Australia, and helps you deliver seamless customer experiences.

While Nimo uses the industry’s most advanced technologies, we understand your challenges and provide solutions that are flexible, easy to manage and meet your needs at the right scale.

Digital lending made simple

Integration made simple

“Take the cost and risk out of creating or connecting your current and future digital services with decisioning workflows and core banking connectivity”

COBA Conference – special offers

Take advantage of one of our tailored COBA 2022 offers that meet the current needs of mutuals. 

Create online channel in 2 weeks

Improve your member experience by creating your company branded online platform that includes application, customer portal and notifications. As part of COBA we guarantee to get you up and running on our foundation platform within 2 weeks.

Free connection to Data Action

Free connection to DA Online Lending via your current API when you use Nimo Decisioning. Nimo will also update the connection free of charge when DA update their API.

Free connection to Ultra Data

Free integration to Ultracs Connector 2.0 API when you use Nimo Decisioning.

Use another Core?

Nimo will waive the first $10,000 of Nimo Integration costs to connect to your banking core when you use Nimo Decisioning.

Digital consulting – start or unblock IT projects?

Did you know that Nimo also offers online lending program and consulting services? You can access these services whether using the Nimo platform or not.

The Nimo team has a broad range of experience across financial services and are experts in current and emerging digital technologies.

Nimo will provide the first 2 days of consulting free of charge.

White labelled to your brand, product, policy, disclaimers and pricing. Retain full control and oversight.

Integrated marketing functionality allows you to connect to your CRM, create lead and application forms, and receive customer analytics via SEO integration.

Set your SMS and email communications to get notifications when a customer is live in your forms, and automate customer reminders to complete outstanding applications and increase conversions.

Start with Nimo by connecting your CRM and Core Banking today*, and grow iteratively for the future.

Built on the AWS platform to ensure the safety of your customer data.

See more of Nimo’s features and how we compare

Case Study – Nimo and full IT platform

Description

The lender wanted to offer a market leading online experience that would work across all channels.

As the lender did not have large IT team, it was critical to have a single point of dependency regarding the integration to ensure all the services worked together as effectively as possible. 

Objectives

To design and deliver an integrated solution to achieve the key objectives:

  • Improve customer experience
  • Reduce credit risk
  • Improve operational efficiency

Included:

  • Origination and Auto-decisioning (Nimo)
  • Core banking (Ultracs)
  • Loan Contract and Settlement (Purcell & Lextech)
  • Positive Credit Bureau (Illion)
  • Data sources (AVM & Full valuation, digital ID, bank statements, land titles, KYC, ASX) 
  • CRM (HubSpot)
  • Contact Centre (AWS Connect)
  • Website

Process:

  • 2 week discovery and design
  • 6 weeks working MVP
  • Ongoing iterative development of features 

Deliverables

Integration of the following services into a single architecture:

  • White labelled online origination form builder with low level configuration
  • White labelled online customer portal with SMS second factor authentications
  • Configurable auto-decisioning interface
  • Connected digital services (Bank Statements, Property valuation, Loan Contracts etc) 
  • CRM connected with loan pipeline configuration
  • Live chat integrated to website, customer forms and customer portal
  • Ultracs Connector 2.0 API suite
  • Ongoing feature development for digital loan management 

Outcomes

Lender went live with online lending and has successfully processed loans from enquiry to settlement (funds in customers bank account) within the same day. 

Lender also uses Nimo Loan Management portal for customer self-service.

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