One platform. All banking products. Made simple.
Whether used end-to-end or modular, Nimo simplifies the full banking lifecycle, from origination and credit decisioning to internet banking and credit control. So lenders can focus on customers, not complexity.
Excellence in
Consumer Lending
One platform. All banking products. Made simple.
What is Nimo?
Nimo is a modular digital banking platform that automates the entire product lifecycle, from customer onboarding and credit decisioning to loan settlement and fund disbursement. With integrated core banking capabilities, Nimo also powers internet banking, credit control, and complete account lifecycle management.
Purpose-built for Lenders, Nimo’s all in one solution powers all product categories, including consumer lending such as home and vehicle lending, commercial lending and even term deposits — all from one flexible, out-of-the-box platform.
Offered as a fully white-label solution, Nimo gives lenders the flexibility to launch and scale products quickly, streamline operations, and accelerate time to market — all while minimising total cost of ownership and reliance on multiple third-party systems.
Origination
Seamless, digital loan origination—automated from application to approval.
Accelerate decisioning and reduce manual work with an integrated loan origination system.
Core Banking
Deliver a modern banking experience with integrated core banking software.
Support internet banking, credit control, and full customer account management without multiple vendors.
Broker
Empower Brokers with real-time tools and built-in automation.
Give your Broker network the visibility, control, and speed they need to grow your lending pipeline.
Modules
Nimo Modules can be deployed individually, or together as a complete end-to-end solution. Each module solves a specific challenge across the lending and banking lifecycle, delivering immediate value. Modernise your online banking systems in stages at your own pace, without the need for a full platform rollout.
Application
Seamless customer onboarding with an AI-enabled loan application experience, powered by embedded APIs and real-time data exchange.
Assessment
Automated credit decisioning engine with policy-driven compliance, audit notes and referral workflows for deals that need a closer look.
Settlement
Settlement workflows that enable digital signing and contracts, manage solicitors and arrange disbursements, all in one place.
Internet Banking
Flexible, convenient and secure internet banking, with multi-factor authentication and built-in customer communications.
Product Management
Full product lifecycle management from a single interface, including pricing, rules, features and documentation.
Credit Control
Automated arrears management, hardship support, fee application and outbound communications.
Application
Seamless customer onboarding with an AI-enabled loan application experience, powered by embedded APIs and real-time data exchange.
Assessment
Automated credit decisioning engine with policy-driven compliance, audit notes and referral workflows for deals that need a closer look.
Settlement
Settlement workflows that enable digital signing and contracts, manage solicitors and arrange disbursements, all in one place.
Internet Banking
Flexible, convenient and secure internet banking, with multi-factor authentication and built-in customer communications.
Product Management
Full product lifecycle management from a single interface, including pricing, rules, features and documentation.
Credit Control
Automated arrears management, hardship support, fee application and outbound communications.
Embedded Services
Nimo is built to own the whole solution, integrating the capabilities lenders need to operate with efficiency, reduce total cost of ownership and maintain full control over data sovereignty.
By embedding key services into the platform, there’s no need for additional vendors, third-party tools or hidden costs. Nimo empowers you to focus on what matters most: delivering value to customers.
Integrations
Nimo offers over 50 pre-built integrations with automated workflows to accelerate time to market and reduce development costs. As integration experts, if you need something new, we can build it.
Digital Contracting
Fully integrated contracting experience, from secure customer portals and digital signing with NimoSign to solicitor handoff and settlement, all built into your lending workflow.
Communications
A fully integrated communications suite with secure, onshore delivery. Send SMS and email from your domain, with no external integrations, reducing cost, boosting engagement and ensuring data sovereignty.
Integrations
Nimo offers over 50 pre-built integrations with automated workflows to accelerate time to market and reduce development costs. As integration experts, if you need something new, we can build it.
Digital Contracting
Fully integrated contracting experience, from secure customer portals and digital signing with NimoSign to solicitor handoff and settlement, all built into your lending workflow.
Communications
A fully integrated communications suite with secure, onshore delivery. Send SMS and email from your domain, with no external integrations, reducing cost, boosting engagement and ensuring data sovereignty.
More than ‘just’ the platform
Nimo combines decades of experience in financial services and lending with deep digital expertise to transform how Banks, Lenders and Brokers originate and manage credit.
Our consultants work closely with your teams to ensure successful adoption of Nimo as a practice management platform, driving operational efficiency and long-term value.
We provide expert advisory and online lending solutions that drive real transformation through strategic partnerships.
More than ‘just’ the platform
Nimo combines decades of experience in financial services and lending with deep digital expertise to transform how Banks, Lenders and Brokers originate and manage credit.
Our consultants work closely with your teams to ensure successful adoption of Nimo as a practice management platform, driving operational efficiency and long-term value.
We provide expert advisory and online lending solutions that drive real transformation through strategic partnerships.
Nimo End-to-End
Build your digital banking and lending capability all at once or scale progressively.
Connect all your channels and customer experiences from day one, or expand in stages with modular rollouts that fit your strategy.
Nimo End-to-End
Build your digital banking and lending capability all at once or scale progressively.
Connect all your channels and customer experiences from day one, or expand in stages with modular rollouts that fit your strategy.
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Why Nimo
Get started in weeks, not months
Nimo’s out-of-the-box, standalone platform is ready to go. No drawn-out discovery phases and build processes. Start delivering value, fast.
Strengthen compliance and reduce risk
Built-in regulatory and credit policy rules, and smart automation improve data accuracy and reduce manual rework, so every application meets your compliance standards.
Unlock same-day funding
Automate and optimise every step of the loan journey to reduce bottlenecks for a smoother process, accelerate approvals and enable same-day funding.
Accelerate business growth with confidence
Unlock modern lending experiences that scale with you, freeing up time to focus on strategic growth and customer success.
Delight customers and empower your teams
Give Customers, Lenders and Brokers a seamless digital experience with intuitive portals and real-time visibility into every stage of the lending journey.
Spend less on origination and credit management
Reduce total cost of ownership with shared service models and automation, improving operating expenses while meeting compliance requirements.
Get started in weeks, not months
Nimo’s out-of-the-box, standalone platform is ready to go. No drawn-out discovery phases and build processes. Start delivering value, fast.
Strengthen compliance and reduce risk
Built-in regulatory and credit policy rules, and smart automation improve data accuracy and reduce manual rework, so every application meets your compliance standards.
Unlock same-day funding
Automate and optimise every step of the loan journey to reduce bottlenecks for a smoother process, accelerate approvals and enable same-day funding.
Accelerate business growth with confidence
Unlock modern lending experiences that scale with you, freeing up time to focus on strategic growth and customer success.
Delight customers and empower your teams
Give Customers, Lenders and Brokers a seamless digital experience with intuitive portals and real-time visibility into every stage of the lending journey.
Spend less on origination and credit management
Reduce total cost of ownership with shared service models and automation, improving operating expenses while meeting compliance requirements.
Award winning technology
2025 FINALIST
6x’Finnies’ Categories
Fintech Australia Awards
2025 WINNER
5-Star Mortgage Innovator 2025
Australian Broker Awards
2024 WINNER
Excellence in Consumer Lending
Fintech Australia Awards
2023 WINNER
Best Home Loan Innovation
Australian Fintech Awards
2024 Women Leading Tech
2 x Category Finalists
Presented By Atlassian
2024 FINALIST
4x ‘Finnies’ Categories
Fintech Australia Awards
2022 Awardee:
Best Industry Service
Australian Mortgage Awards
2022 Fast 50 Finalist
Rising Star
Deloitte Fast 50
5-Star Mortgage Innovator 2025 - Australian Broker
Excellence in Consumer Lending - Fintech Australia Awards
Best Home Loan Innovation - Australian Fintech Awards
2 x Category Finalists
4 x Category Finalists - Fintech Australia
Best Industry Service - Australian Mortgage Awards
Rising Star - Deloitte Fast 50