Origination

Faster approvals, less friction. Provide your customers with seamless, digital loan origination, fully automated from application through to approval and settlement. Human-centered by design, Nimo accelerates decisioning and reduces manual processes with an intuitive system that keeps everything moving.

Faster approvals, same day funding

Improve efficiency and customer satisfaction by processing applications in minutes, not days. Harness faster loan processing with digital identity verification, automated document checks, real-time credit assessments, instant decisioning and embedded contracts.

Scalable & Agile

Modernise your origination in weeks, not months! Our modular and flexible solutions enable rapid deployment, aligning with your business strategy and growth objectives.

50+ Pre-Integrated Services

Eliminate reliance on multiple third-party tools and extra costs! We’ve integrated essential services like ID verification, credit reporting and open banking to streamline compliance and ensure data accuracy, reducing complexity and accelerating time to approval.

Why Choose Nimo for Loan Origination?

Nimo removes the inefficiencies of traditional loan application processes with a fully digital and automated origination platform. From credit decisioning to identity verification and document processing, every step is streamlined for speed, accuracy and compliance.

Built with security and compliance at its core, Nimo supports ISO27001, SOC2, CPS230 and CPS234 aligned practices, ensuring robust data protection and operational assurance.

With over 50 integrated services that can be easily activated, Nimo empowers lenders to deliver faster approvals, reduce risk, and scale with confidence.

Key benefits include:

    • Seamless customer experience – Human-centered by design, Nimo offers a uniquely configured customer portal, providing real-time updates and transparent tracking keeping borrowers informed at every step. This clarity and efficiency helps to alleviate the stress often associated with traditional lending processes.
    • Operational efficiency for lenders – Automation of manual tasks allows lending teams to focus on complex cases, improving productivity and reducing operational costs. This efficiency supports higher application volumes without compromising service quality.
    • An omni-channel experience – By unifying brokers, lenders and customers into a single data lake, Nimo’s origination platform ensures consistent and accurate information across all touchpoints. This approach enables seamless omni-channel interactions, both in-branch and online, offering customers flexibility and choice

Modular Solutions: Standalone or End-to-End

Nimo Modules can be deployed individually, or together as a complete end-to-end solution. Each module solves a specific challenge across the lending and banking lifecycle, delivering immediate value. Modernise your online banking systems in stages at your own pace, without the need for a full platform rollout. 

Application

Seamless customer onboarding with an AI-enabled loan application experience, powered by embedded APIs and real-time data exchange. 

Assessment

Automated credit decisioning engine with policy-driven compliance, audit notes and referral workflows for deals that need a closer look.

Settlement

Settlement workflows that enable digital signing and contracts, manage solicitors and arrange disbursements, all in one place.

Application

Seamless customer onboarding with an AI-enabled loan application experience, powered by embedded APIs and real-time data exchange. 

Assessment

Automated credit decisioning engine with policy-driven compliance, audit notes and referral workflows for deals that need a closer look.

Settlement

Settlement workflows that enable digital signing and contracts, manage solicitors and arrange disbursements, all in one place.

Nimo Assessment Screen Shot

Do you have an Origination platform or fragmented tech stack?

Nimo can help! Many lenders discover that Nimo’s Origination platform serves as the cohesive digital backbone, eliminating the need for complex middleware to connect disparate services.

By embedding over 50 pre-integrated services into streamlined workflows, Nimo accelerates deployment and future-proofs your operations. This approach simplifies your tech stack, reduces operational complexity and enhances scalability.

Frequently Asked Questions

How does Nimo's Origination solution speed up loan processing?

Nimo automates data capture, credit decisioning, and compliance checks, enabling Lenders to approve loans in under 30 minutes.

What types of loans can be originated through Nimo?

Nimo supports a wide range of lending products, including home loans, personal loans, asset finance, and commercial lending.

How does Nimo integrate with third-party services?

The Nimo platform connects with over 50 third-party services, including Open Banking, identity verification, and credit bureaus,
ensuring seamless application processing.