Industries and products

Powering the full spectrum of lending. Nimo’s white-labelled lending platform connects banks, lenders, brokers and borrowers in one unified ecosystem. Designed to support a wide range of industries, Nimo enables both consumer and business lending across 24+ product types.

Trusted by start-ups and established institutions alike, Nimo is Australia’s only truly configurable, turnkey solution supporting deposit, loan and core banking functions with seamless digital workflows from application to settlement and beyond, with speed, scale and security.

All Lending Products Covered 

From residential mortgages to commercial lending, deposits and microfinance. 

Fast to Deploy. Easy to Scale. 

Prebuilt workflows, integrations, and automation reduce time to market.

Secure by Design 

ISO27001, SOC-2 as well as APRA CPS230 and CPS234 compliant.

Industries and products

Nimo supports a diverse range of industries, offering tailored solutions for each. Whether you’re in consumer lending, business finance or specialty sectors, Nimo’s flexible platform adapts to your unique needs, ensuring streamlined operations, improved compliance and better customer outcomes across all industries.

Why Choose Nimo for your Bank?

Nimo helps banks modernise legacy processes, reduce operational costs and exceed customer expectations through a unified digital lending platform. Designed to integrate seamlessly into core banking systems, Nimo supports compliance, agility and growth across all loan and deposit products.

Whether enhancing specific workflows or launching new offerings, Banks trust Nimo to deliver secure, scalable solutions that put the customer experience first.

Key benefits for Banks:

    • Configurable and core-compatible – Integrates into your existing architecture and aligns with ADI requirements and core systems.
    • Built-in compliance and governance – Stay audit-ready with embedded APRA CPS230, CPS234, SOC2 and ISO27001 aligned controls.
    • Accelerated product innovation – Launch and iterate products faster with out-of-the-box lending workflows and modular configurability.

Why Choose Nimo for your Non Bank?

Nimo empowers non-bank lenders with the agility to scale fast, compete with incumbents and deliver outstanding digital experiences. With ready-to-go lending workflows, automated compliance and a full suite of integrations, you can launch and adapt lending products without the cost or complexity of legacy systems.

Whether you’re a challenger brand or a high-growth lender, Nimo gives you the tools to move fast and stay compliant.

Key benefits for Non-Bank Lenders:

    • Fast to launch, easy to scale – Out-of-the-box configurations and automation let you deploy and grow rapidly.
    • No legacy tech dependencies – A modern tech stack built for cloud-native lenders with no legacy baggage.
    • Regulatory-ready by design – Governance built-in, with ISO27001 and SOC2 aligned security and compliance controls.

Why Choose Nimo for Vehicle Finance?

Nimo delivers a purpose-built vehicle finance platform that accelerates loan processing, minimises manual handling and ensures compliance from application through to settlement. Whether you’re supporting personal car loans or commercial fleet finance, our modular, automated solution enables fast, secure and scalable vehicle lending.

From digital loan origination to credit assessment and contract generation, Nimo helps vehicle lenders deliver a frictionless experience.

Key benefits for Vehicle Finance Providers:

    • Automated loan processing – Streamline approvals, documentation and settlement for faster time to funding.
    • Built for secured lending – Designed to support asset-backed loans with structured workflows for vehicles.
    • Integrated compliance and risk controls – Ensure auditability and reduce regulatory risk with embedded verification and governance.

Why Choose Nimo for Asset Finance?

Nimo empowers lenders offering asset finance with an end-to-end digital platform tailored for equipment, machinery, yellow goods and commercial assets. Designed for scale, our asset finance software simplifies complex secured lending through automation, embedded workflows and seamless integration.

Whether you’re financing new or used assets, Nimo streamlines origination, risk assessment and compliance in one powerful solution.

Key benefits for Asset Finance Providers:

    • Digitise complex lending – Automate and manage secured loans for a broad range of commercial assets.
    • Structured for scale – Support higher volumes without increasing operational burden or risk.
    • Fast, compliant decisioning – Enable accurate risk assessment with preconfigured rules and industry-ready workflows.

Why Choose Nimo for Startups?

For new lenders and fintechs entering the market, Nimo delivers the technology foundation to launch fast, scale confidently and compete with larger incumbents. With a fully digital, no-code platform and over 50 prebuilt integrations, startups can go live in weeks—not months.

Purpose-built to remove the traditional barriers to entry, Nimo is a trusted partner for founders ready to reimagine finance.

Key benefits for Startups:

    • Launch fast – Deploy a market-ready lending experience in weeks with our out-of-the-box solution.
    • Scale without limits – Our SaaS platform grows with your customer base—no technical debt, no legacy constraints.
    • Built for fintech agility – Switch providers, test products, or add services without disrupting operations.

One platform – Multiple product categories

Nimo supports over 24 product categories, offering tailored solutions for both consumer and business lending. From home loans and personal finance to commercial lending and deposits.

Consumer lending
  • Residential Mortgage
      • Single home purchase
      • Multi-loan
      • Refinance
      • Construction
      • Top ups and future advancements
      • Equity release
      • Reverse mortgage
  • Vehicle
  • Personal Secured
  • Personal Unsecured
  • Credit Card
  • Buy Now Pay Later (BNPL
Commercial lending
  • Commercial lending
  • Self managed super fund (SMSF)
  • Asset Finance – Vehicle
  • Asset Finance – Yellow goods
  • Asset Finance – Commercial Assets
  • Business Loan
  • Commercial Mortgage
Deposit and investment
  • Deposit and Investment
  • Deposit Personal – Saving and Transactional
  • Deposit Business
  • Term Deposit Consumer
  • Term Deposit Business
Bespoke and specialty
  • New to market products
  • Speciality Financial Products
  • Culture and faith aligned finance

Case Studies:

Nimo selected to power scalable lending operations for a new market entrant

Non-Bank: Origination – Core banking – Broker

Transforming lending through deep integration and agile technology

Bank: Origination – Core banking connector – Broker

Accelerating growth through digital lending transformation

Bank: Origination – Broker

From concept to national launch in just 12 months

Non-Bank: Origination – Core banking

Setting a new standard in ethical, values-based lending

Non-Bank: Origination – Core banking

Nimo Assessment Screen Shot

Don’t know how to launch your new product?

talk to the Nimo team who can provide industry experience and demistify how you can bring your product to market.

Don’t get overwhealmed with assumptions that may be misguided. ‘Land and expand’ with Nimo’s flexible and iterative platform.