Core banking and loan servicing
Modern core banking built for regulated lenders
Manage banking and servicing across the full product lifecycle
One platform, complete control
Deliver loan servicing, deposit and account management, payments and portfolio operations
Internet and Mobile Banking
Deliver secure, white-label digital banking across web and mobile channels.
Product and Account Management
Manage loans, deposits and credit accounts across their full lifecycle.
Loan Servicing and Account Management
Service loans with automated interest calculations, schedules, fees and repayments.
Case Management
Handle enquiries and service requests through omni-channel workflows.
Bypass legacy core systems
Use robotic automation with Nimo AI to reduce reliance on costly APIs.
Payments and Invoicing
Process NPP payments, direct debits, receipting and GST reconciliation.
Hardship and Delinquency Management
Manage hardship, arrears and loan restructures within compliant servicing workflows.
Asset and Portfolio Management
Track valuations, exposure and portfolio risk through automated reporting.
Broker Trail Management
Automate broker trail commission calculation and payments.
Frequently asked questions
Does Nimo provide a full core banking system?
Yes, Nimo provides a cloud-native, API-driven core banking solution purpose-built for Australian ADIs and non-bank lenders. It covers the full product lifecycle, including deposits, real-time payments, and automated credit management.
How does Nimo's core banking reduce migration risk?
Nimo offers a ‘wraparound’ strategy, allowing banks and lenders to modernise legacy systems into a ‘headless core’ first. This enables a gradual, risk-free data migration rather than a high-risk ‘big bang’ transition.
Is Nimo's core banking compliant with Australian standards?
Yes, the Nimo platform is engineered to comply with ISO27001, SOC2, and the APRA CPS 230 and CPS 234 frameworks, ensuring onshore data sovereignty and operational resilience for Australian financial institutions.
Does Nimo's core banking provide hardship and delinquency management?
Yes, Nimo has integrated credit control with functionality including hardship, recontracting, repayment holiday, and interest pauses. Delinquency case management is automated within workflows and communications, with customers reminded of upcoming future payments, failed payments, and they receive automated SMS and email communications at each step of the process.